What to consider before Investing in Shares

To buy or not to buy Uganda Clay Limited (UCL) Shares has been the big debate. This came at the backdrop of Uganda Clays recently announcing that a dividend of 1 Ugx per share was declared. Only shareholders whose names appear as at close of business on 23 February will be eligible to payment of dividend.

The Art of Budgeting for a stress Free Life

The 2nd habit in Stephen Covey’s popular book, The 7 Habits of Highly Effective People, is to ‘Begin with the End in Mind: Envision what you want in the future so you can work and plan towards it'. We all look forward to time to go and recharge…a holiday that is. But how can we enjoy a stress free one?

Let's Learn from the ‪#‎GreeceCrisis‬ it is not Greek!

“Thank you for banking with us, based on your account, you qualify for a loan of xxx amount. I will also give you a very good interest rate” the caller said. You may have received such calls from the banks. I remember asking one of them what I would do with the loans and he said I could renovate my house, furnish the house or start a business. “Do you have a business idea I could start with?” Of course he had none! If one is not careful, one could get into a #GreeceCrisis. Let us learn Greek, the lessons that is:

Make Money with Idle Money

Do you have a sum of money ‘lying-idle’ in a bank account waiting for a future date for it to be used? You can use it to earn you more money as you wait, other wise idle money in your savings accounts make the banks rich.


For instance you may not need the money for another 3 months or so but you cannot afford to lose it, this means that you need a risk free investment. There are probably very few investments that can be classified as safe and risk free. This is what makes investing in government securities (Treasury Bills and Bonds) a very attractive prospect, especially for conservative investors.Currently the yields (interest) ranges between 12% to 16%. You can get updates on the Bank of Uganda website for those investing in Uganda.